We have been intentional to set aside a little, a little, a little, until it became a lot, a lot, a lot," says Rocha, who now blogs about her experience at Pocketyourdollars. Thrift gurus long have espoused the wisdom of pinching pennies because of its potential to add up to big savings. Or is it big stuff — such as downsizing a house or getting rid of one car — that really helps families save?
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The answer depends on your circumstances, tolerance for doing without and self-discipline. Pinching pennies reduces pain Danny Kofke, author of "How to Survive and Perhaps Thrive on a Teacher's Salary," is a big believer that trimming small expenses can add up to big savings and better spending habits.
Kofke and his family of four in Hoschton, Ga. Saving money on little things has a snowball effect that can lead to better financial habits, he says. Once people cut down on a few things and see the positive financial impact, they are often motivated to cut back on the big stuff. Saving money is like losing weight, Kofke says.
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Trying to make drastic, wholesale changes can quickly become discouraging. However, if you cut back a little at a time, you'll have better success. While he acknowledges that big expenses can pose outside risks to a person's financial stability, he contends that it's a mistake to overlook the power of trimming back on smaller spending.
Big changes and bigger results However, not everybody subscribes to the smaller-is-better approach. What works better — and faster — is to downsize big expenditures in life. Schreiber says savers get a bigger bang for their frugal buck by moving out of a big house and into more modest digs, or selling a second car.
Pinch A Penny No. 53
Watch now. The Ultimate Guide to Penny Pinching talks to several people who go to extreme length to save money. Judith uses coupons and vouchers to save money at the grocery store. Jonathan finds and cooks roadkill in order to save money on meat.
Rebekah and Stephen plan an extremely thrifty wedding. Jalaj uses technology to maximize his savings. Written by Shatterdaymorn. Feels like a failed pilot Also it's Booooooooooorrrrrrrrrriiiiiiinnnng Skip it The film feels like it penny pinched the quality. Start your free trial.
7 Frugal Celebrities That Pinch Pennies Just Like You Do
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